Real Time Underwriting
By collecting such a complete set of medical information, FormFire can actually underwrite a group as employees are entering information. Using carrier-specific debits and rating tables, this can give brokers a medically underwriten quote - before the underwriters have even reviewed the case.
While underwriters still have the ultimate say over the rating tier, FormFire's real-time underwriting can cut days out of the underwriting process while simultaneously providing greater accuracy.